Dedicated Long Term Disability Attorneys in Indiana
Has your claim for long term disability or short term disability benefit payments been denied or terminated by your insurance company or employer? We represent individuals across the State of Indiana who are no longer able to work because of an injury or illness and counted on their disability benefits to be there when they were no longer able to work. Did you apply for disability benefits and you were denied outright or did you receive benefits that were then later wrongfully terminated? If you believe your long term disability payments have been wrongfully denied by your insurance company or employer, we can assist you in enforcing your rights under the Employee Retirement Income Security Act (ERISA) or state law.
Bringing a claim under ERISA or state law is complex and requires an in-depth understanding of federal statues and state statues, case law, as well as a familiarity with the strategies and tactics of insurance companies. At the O'Ryan Law Firm, we understand the challenges and we can help.
As one of the few Indiana law firms to focus on long term disability claims, we represent disability policyholders across the State of Indiana. We have an intimate understanding of how insurance companies operate; one of our attorneys previously worked for a large Indiana insurance company.
A mishandled disability insurance claim or appeal can put your benefits in peril. Contact an Indianapolis disability law attorney online or toll free by phone at 1-855-778-5055.
We Stand Up to the Insurance Companies
Insurance companies will do everything in their power to keep you from getting the benefits you deserve. They may tell you you're not disabled by misquoting your doctor’s statements or cherry-picking your medical records. They may engage in delay tactics or misrepresent the policy provisions to you. They may hire a doctor who somehow concludes that you’re not disabled despite having never examined you.
As an individual policyholder up against a powerful insurance company, you may feel like you are engaged in a hopeless battle. That need not be the case. You are not alone. We have successfully represented clients who have had long term disability claims denied or terminated by Cigna, Life Insurance Company of North America, Prudential, MetLife, Hartford, Madison National, Lincoln Financial and many others.
Our experienced Indiana disability lawyers are committed to helping you prove the insurance company acted in bad faith when it wrongfully denied your long term disability benefits. We can assist in the appeal process or file a lawsuit on your behalf, if necessary. We will do what it takes to insure that you receive a full and fair review of your disability claim.
Time Is Not on Your Side
If you have received a denial letter from your insurance company, you typically will have 180 days to appeal the denial. If you delay, you will lose your chance to appeal and most likely any chance to recover your disability benefits. Do not wait. Contact an Indiana disability attorney online or by phone at 1-855-778-5055. Your initial consultation is free.
- Understanding the Requirements of your Long Term Disability Policy When a person with a disability is completing his or her application for long term disability benefits, they may not realize the terms they must meet ....
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- Disabling Headaches Headaches are an uncommon occurrence for most people. For some people, though, headaches occur frequently, and can be so severe and intense that they ....