Has your claim for long term disability or short term disability benefit payments been denied or terminated by your insurance company or employer? We represent individuals across the State of Indiana who are no longer able to work because of an injury or illness and counted on their disability benefits to be there when they were no longer able to work. Did you apply for disability benefits and you were denied outright or did you receive benefits that were then later wrongfully terminated? If you believe your long term disability payments have been wrongfully denied by your insurance company or employer, an Indiana long term disability lawyer can assist you in enforcing your rights under the Employee Retirement Income Security Act (ERISA) or state law.
We have represented clients throughout the state of Indiana including all of the major cities in Indiana such as Gary, South Bend, Fort Wayne, West Lafayette, Kokomo, Indianapolis, Muncie, Bloomington, Terre Haute, Evansville and New Albany. Our clients are diverse and suffer from a wide array of injuries and illnesses. We have clients suffering from fibromyalgia, lupus, rheumatoid arthritis, scleroderma, Lyme disease, bipolar disorder, heart disease, migraine headaches, failed back syndrome and other back, shoulder, neck and knee injuries, as well as numerous other illnesses.
We represent clients in claims against all of the major disability insurance companies and disability claims administrators, including Unum, Cigna, Liberty Mutual, Hartford, Prudential, Lincoln, Madison National, Sun Life, Standard, Sedgwick, Mutual of Omaha, Metropolitan Life Insurance Company, Aetna, Matrix and Disability RMS.
Bringing a claim under ERISA or state law is complex and requires an in-depth understanding of federal statutes and state statutes, case law, as well as a familiarity with the strategies and tactics of insurance companies. At the O'Ryan Law Firm, we understand the challenges and we can help.
As one of the few Indiana law firms to focus on long term disability claims, we represent disability policyholders across the State of Indiana. We have an intimate understanding of how insurance companies operate; one of our Indiana long term disability attorneys previously worked for a large Indiana insurance company.
A mishandled disability insurance claim or appeal can put your benefits in peril. Contact an Indianapolis disability law attorney online or toll free by phone at 1-855-778-5055.
Insurance companies will do everything in their power to keep you from getting the benefits you deserve. They may tell you you're not disabled by misquoting your doctor’s statements or cherry-picking your medical records. They may engage in delay tactics or misrepresent the policy provisions to you. They may hire a doctor who somehow concludes that you’re not disabled despite having never examined you.
As an individual policyholder up against a powerful insurance company, you may feel like you are engaged in a hopeless battle. That need not be the case. You are not alone. Our experienced Indiana long term disability lawyer is committed to helping you prove the insurance company acted in bad faith when it wrongfully denied your long term disability benefits. We can assist in the appeal process or file a lawsuit on your behalf, if necessary. We will do what it takes to insure that you receive a full and fair review of your disability claim.Time Is Not on Your Side
If you have received a denial letter from your insurance company, you typically will have 180 days to appeal the denial. The appeal process is a critical stage of your claim because it allows you the opportunity to put together powerful support for your disability claim. If you delay, you will lose your chance to appeal and most likely any chance to recover your disability benefits. Do not wait. Contact an Indiana disability attorney online or by phone at 1-855-778-5055 to discuss your claim in more detail with an attorney. Your initial consultation is free. Our goal is to provide compassionate and compelling legal representation to people who have become disabled in order to protect their rights to their disability benefits. Let us take on the battle for your disability benefits against the big insurance companies who are more dedicated to protecting their shareholders' wealth than in protecting your rights to disability benefits.