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Long Term Disability

Have Your Long Term Disability Benefits Been Denied?

Are you disabled and unable to work? Do you need to make a claim for disability benefits under an employer-provided insurance program? Has the insurance company denied your claim, telling you that you are not disabled, or that you are well enough to return to work?

At O'Ryan Law Firm, we help you obtain the long term disability benefits you need and deserve. Employer-provided disability benefits are protected under long term disability laws called the Employee Retirement Income Security Act (ERISA). We are one of the few long term disability lawyers in Indiana that focuses on ERISA claims.

Denial of Long Term Disability Benefits

If you become disabled you should file a cliam for long term disability benefits through your employer-sponsored insurance program. However, the insurance company may attempt to deny benefits by claiming that you are not disabled as defined by their policy.

We see the following insurance companies in many of our long term disability cases: Cigna, Hartford, Prudential, Unum, Life Insurance Company of North America.

The insurance company will have their in-house physician look at your file to provide evidence that you are able to perform your normal work duties. They may hire private detectives to follow you around and videotape you when you leave your home. They may even resort to bad faith practices to keep you from getting your benefits.

We Will Stand up for Your Rights

At the O'Ryan Law Firm, we counter these strategies by presenting our own compelling evidence on behalf of our clients. We understand that the vast majority of our clients are hard working people who would be happy to work, if only their disability were not holding them back from doing so.

If your long term disability benefits are being denied, we will argue that the insurance company made a mistake in denying your claim. We will present testimony from your treating physician and present medical records that show you are being treated for a long term disability that prevents you from returning to work.

If they are unwilling to accept our arguments, we will appeal your claim or engage in ERISA litigation to ensure you receive the long term disability benefits you need.

Has your insurance company unfairly denied your insurance claim? Contact an experienced Indiana insurance lawyer online or by phone at 317.255.1000 for a free consultation. Contact Us

Client Reviews
I can't thank you enough at The O'Ryan Law Firm for all you have done for me! I had questions and was really in a bind when I first started out but you took over and won my case! All of your valuable time and efforts were so appreciated! May God truly bless you and your business! Thanks for all of the encouragement and also doing your job in the most timely fashion! Truly the BEST LAW FIRM ANYWHERE!!! Denise
Thanks again for all your help with my eye sight case. Please feel free to use me as a reference for any of your potential clients who want to know if you are qualified or experienced in vision impairment cases like mine. I do read for a living and I really appreciate everything you did to help me recover the money my insurance company did not want to pay. You are definitely familiar with my vision impairment and how it disabled me for many months. Thanks again. You did a GREAT JOB. Best Regards, Mike D
I am so incredibly thankful for your hard work and expertise on my case. This means so much to me, I started crying when I read your email. The settlement guarantees that I will be able to stay in my home with my son and not have to worry about moving back in with my parents in Illinois. This illness has, over the last several years, taken away nearly everything that was important to me, and my son was about all I had left. Knowing that I can stay in my home and continue to be a part of his daily life leaves me speechless with gratitude for you and your firm. Matthew K