If an insurance company has denied your initial insurance claim and denied your appeal, you still have a chance to receive the benefits you need and deserve. At the O'Ryan Law Firm, we help people through all stages of the process of securing insurance benefits, including litigation. We are one of the few law firms in Indiana that is focused on ERISA law.Federal Court Practice
If you have been denied insurance benefits, you need an attorney well-versed in federal court practice to navigate the federal court system. The majority of insurance cases are governed by the Employee Retirement Income Security Act (ERISA), which is federal law. However, even if your claim is not governed by ERISA law, there is a high likelihood that it will end up in federal court. Cases are moved to federal court if the parties reside in different states and if the amount in controversy exceeds $75,000.Bad Faith Attorney
You pay insurance premiums to protect yourself and your loved ones from unforeseen accidents. But what happens if the unexpected occurs and your insurance company denies your benefits? At the O'Ryan Law Firm, we are committed to helping people overcome the bad faith practices of insurance companies. Insurance companies are fighting for themselves. We will fight for you.Appealing Claim Denials
If you made a claim for health, life or disability benefits and received a letter of denial from the insurance company, you normally must appeal this decision within 180 days or you may lose your rights to any benefits. Furthermore, you must make sure that all information and documentation is submitted in a timely fashion.Claim Evaluations
At the O'Ryan Law Firm, we help people secure disability benefits governed by ERISA law (the Employee Retirement Income Security Act) as well as personal disability insurance policies. If you are filing an initial application or have already received a letter of denial from your insurance company and are looking to appeal, we can help you seek a favorable outcome.